Question 1

What is ENNEVIA?

Accepted Answer

ENNEVIA is a financial ecosystem and neobank platform built with its customers. Up to 699,860 founding members can become shareholders in ENNEVIA Finance Holding Ltd and 13 product subholding operational companies. Membership starts from €100 for lifetime access, and every €100 contributed earns one promotional preferred dividend share.

Question 2

How do ENNEVIA founding members become shareholders?

Accepted Answer

Founding members who pay for the lifetime subscription starting with the €100 plan automatically qualify for the promotional preferred dividend share programme. Every €100 contributed (or the USDT/USDC equivalent) earns one preferred dividend share in ENNEVIA Finance Holding Ltd or one of the 13 product subholding companies, subject to KYC, compliance checks, and board approval. The €50 plan provides lifetime access only, with no share.

Question 3

How many founding members can become ENNEVIA shareholders?

Accepted Answer

Up to 699,860 founding members may become shareholders in ENNEVIA Finance Holding Ltd and across the 13 product subholding operational companies. A total of 699,860 promotional preferred dividend shares are reserved across 14 corporate entities (the holding company plus 13 product OpCos).

Question 4

Is ENNEVIA a bank?

Accepted Answer

ENNEVIA currently operates as a neobank, working with white-label regulated Electronic Money Institutions (EMIs) and partner banks across multiple jurisdictions to reach almost 200 countries. ENNEVIA is in the process of securing its own full banking licence and EMI licence in the EU and offshore. Until those licences are active, ENNEVIA is not represented as a licensed bank.

Question 5

What companies does ENNEVIA Finance Holding Ltd own?

Accepted Answer

ENNEVIA Finance Holding Ltd owns 13 product subholding operational companies (Series OpCos) covering: current accounts, payments, cards, savings, crypto, P2P lending, prime services, embedded finance, factoring, credit, insurance, ventures, markets, and private banking. Each OpCo holds 49,990 promotional preferred dividend shares available to founding members.

Question 6

What is the ENNEVIA referral programme?

Accepted Answer

ENNEVIA operates a three-level referral network that rewards founding members for growing the community. Commissions are calculated on net eligible lifetime-membership revenue and can be paid in EUR, USD, USDC, USDT or EURC, subject to KYC, anti-fraud checks, and settlement.

Corporate Structure

ENNEVIA FINANCIAL GROUP