One Financial Ecosystem
01 / 05
The Financial Ecosystem Built With Its Customers.
Join ENNEVIA as a Founding Member from as little as €50. One payment. Lifetime membership. A pathway to ownership in the financial infrastructure group of tomorrow.
Founding Members Become Shareholders
02 / 05
Up to 699,860 Founding Members Become Shareholders.
All 699,860 founding members may become shareholders in ENNEVIA Finance Holding Ltd and across 13 product subholding companies. Starting from the €100 plan, every €100 contributed earns one promotional preferred dividend share — automatically qualifying you as a shareholder, subject to board approval.
13 Product Companies
03 / 05
Banking, Crypto, Cards, Payments — Under One Holding.
Current accounts, payments, cards, savings, crypto, P2P, prime, embedded finance, factoring, credit, insurance, ventures, markets and private banking.
3-Level Referral Network
04 / 05
Earn Commissions Across Three Levels.
A three-level referral programme rewards you for growing the community. Real-time tracking, on-chain verification, and withdrawals in EUR, USD, USDT, USDC or EURC.
Regulated by Design
05 / 05
Compliance Through Licensed Partners.
Financial services delivered through regulated partner institutions. KYC, AML, jurisdiction rules and fraud monitoring built into the core — across 100+ countries.
Planned operational launch — January 2027
ENNEVIA
One Financial Ecosystem
ENNEVIA: FIRST GLOBAL ON-CHAIN BANK
699,860
Founding Member Places
48
Registered
38
Paid Members
19
Pending Payment
€27,513
Raised Capital
0.0054%
Allocated
Real database values only — never fabricated.
Holding Fundraise — Round 1
4 Mini-Rounds · €12M Total · 44.82% Equity
Round 1 splits into Angel (€1M), Pre-Seed (€1.5M), Seed (€2.5M) and Growth (€7M). 5 preferred-share investors have already committed €85,000 to the Angel mini-round.
Round 1 — 4 Mini-Rounds to €12M
€547,588.06 / €12,000,000
4.56%
Bars and figures update automatically when on-chain contributions are confirmed.
● Open
Angel
€547,588.06 raised · 54.8%
Upcoming
Pre-Seed
€0 raised · 0.0%
Upcoming
Seed
€0 raised · 0.0%
Upcoming
Growth
€0 raised · 0.0%
Angel Mini-Round Progress
Live€1M target — €547,588 committed from 25 investors · verified on-chain via Etherscan
Bars and figures update automatically when on-chain contributions are confirmed — verified on the blockchain, never fabricated. Each milestone is locked in permanently: the raised total never decreases, even when funds are withdrawn from the treasury wallet for business expenses. Treasury wallet: 0xF524…E0B9
USDT Contribution Smart Contract
Send USDT (ERC-20, Ethereum) to the ENNEVIA smart contract to activate your Founding Membership. Each founding member contributes their tier price in USDT.
Network: Ethereum (ERC-20) · Send only USDT. Sending other assets may result in permanent loss. Membership activates after on-chain verification.
Investor Pool — On-Chain Verified
Live Fund Tracker & Blockchain Explorer
Every confirmed crypto contribution (USDT, USDC, EURC and more) is recorded with its Etherscan, BaseScan or ERC-20 blockchain explorer link. Real on-chain data — never fabricated.
Investor Pool — Live Fund Tracker
On-Chain VerifiedEvery confirmed crypto contribution is recorded with its blockchain explorer link. Real on-chain data — never fabricated.
€547,588.06
pooled from 30 investors (19 wallets) · 41 memberships
€1,000,000
target
Investors
30
19 unique wallets
Transactions
32
Memberships
41
On-Chain Contribution Log
Pioneer × 1 · USDC
0xe090…7447 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDC
0xe090…7447 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0xed9a…8771 · Ethereum (ERC-20)
Pioneer × 1 · USDC
0x6dB2…8B7E · Ethereum (ERC-20)
On-chain Deposit × 1 · USDC
0x6db2…8b7e · Ethereum (ERC-20)
Pioneer × 1 · USDC
0xf6ff…1239 · Ethereum (ERC-20)
Pioneer × 1 · USDC
0x6d0e…204b · Ethereum (ERC-20)
PIONEER (on-chain) × 1 · USDC
0x6d0e…204b · Ethereum (ERC-20)
Pioneer × 1 · EURC
0x6d0e…204b · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x74de…6631 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDC
0x03ba…75b7 · Ethereum (ERC-20)
On-chain Deposit × 1 · JUMP
0x83a5…9d02 · Ethereum (ERC-20)
On-chain Deposit × 1 · UNKNOWN
0x29c5…d50c · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x1526…d50c · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x29c5…d50c · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x533d…931d · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x1ab4…8f23 · Ethereum (ERC-20)
Executive × 1 · USDT
Anonymous · Ethereum (ERC-20)
Builder × 1 · EURC
0xc183…cEbA · Ethereum (ERC-20)
On-chain Deposit × 1 · USDC
0xf6ff…1239 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x6d0e…204b · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x813c…8de8 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x81f4…8de8 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x813c…8de8 · Ethereum (ERC-20)
On-chain Deposit × 1 · USDT
0x21a3…5549 · Ethereum (ERC-20)
Pioneer × 1 · USDT
Anonymous · Ethereum (ERC-20)
Pioneer × 1 · USDT
Anonymous · Ethereum (ERC-20)
Builder × 2 · USDT
Anonymous · Ethereum (ERC-20)
Pioneer × 1 · USDT
Anonymous · Ethereum (ERC-20)
Black Founder × 9 · USDT
0x723F…B641 · Ethereum (ERC-20)
Black Founder × 1 · USDT
Anonymous · Ethereum (ERC-20)
On-chain Deposit × 1 · USDC
0x9a8e…b627 · Ethereum (ERC-20)
Calculations & Equity Roadmap
From €5M to €20B — Every Round, Every Percentage
The full path from Angel to IPO: 7 investment rounds across 8 valuation milestones, raising €332M total to reach a €1B minimum valuation and a €20B IPO.
Total Capital Raised
€332M
across 7 investment rounds
IPO Target Valuation
€20B
minimum €1B pre-IPO
Founder Stake at IPO
28.25%
≈ €282.5M at €1B
Round 1 Total Raise
€12M
44.82% equity · 4 mini-rounds
Ordinary Shares
Core members / founders
Preferred Shares
Founding members & investors
Total: 50,000 shares
Investment Rounds & Equity Dilution
Equity sold = Raise ÷ Post-money valuation · Cumulative retained = founder stake after each round
| Round | Pre-money | Raise | Post-money | Equity Sold | Retained | Status |
|---|---|---|---|---|---|---|
Angel Round 1.1 | €4M | €1M | €5M | 20.00% | 80.00% | open |
Pre-Seed Round 1.2 | €10.5M | €1.5M | €12M | 12.50% | 70.00% | upcoming |
Seed Round 1.3 | €27.5M | €2.5M | €30M | 8.33% | 64.17% | upcoming |
Growth Round 1.4 | €43M | €7M | €50M | 14.00% | 55.18% | upcoming |
Series A Round 2 | €80M | €20M | €100M | 20.00% | 44.15% | upcoming |
Series B Round 3 | €400M | €100M | €500M | 20.00% | 35.32% | upcoming |
Series C Round 4 | €800M | €200M | €1B | 20.00% | 28.25% | upcoming |
Initial Public Offering IPO | — | — | €20B | — | 28.25% | target |
Equity Dilution Path
Founder ownership at each valuation milestone — from 100% to 28.25% at IPO.
13 Product Companies
Current accounts, payments, cards, savings, crypto, P2P, prime, embedded finance, factoring, credit, insurance, ventures, markets and private banking — under one holding.
Founding Member Shareholders
Up to 699,860 founding members become shareholders in ENNEVIA Finance Holding Ltd and 13 product companies, with a three-level referral programme and one preferred dividend share per €100 contributed.
Regulated by Design
Financial services delivered through licensed partner institutions. KYC, AML, jurisdiction rules and fraud monitoring built into the core.
Affiliate Partner Payouts
Earn commissions in EUR, USD, USDC, USDT or EURC
Referral affiliate partners can choose to receive commissions in EUR, USD, USDC, USDT or EURC — after KYC, anti-fraud checks and payment confirmation by the referred member.
Founding Members Become Shareholders
699,860 Founding Members. 14 Companies. One Shareholder Community.
Every founding member who joins with the €100 plan or above automatically qualifies for the promotional preferred dividend share programme. You can become a shareholder in ENNEVIA Finance Holding Ltd and across all 13 product subholding operational companies — 699,860 preferred dividend shares reserved across 14 entities, available exclusively to founding members.
699,860 Founding Members
Up to 699,860 founding members may become shareholders. Each €100 contributed earns one preferred dividend share — automatically qualifying you as a shareholder in the ENNEVIA ecosystem.
14 Corporate Entities
Become a shareholder in ENNEVIA Finance Holding Ltd and across 13 product subholding companies: banking, crypto, cards, payments, savings, credit, insurance, private banking and more.
From €100 — Automatically
Starting with the €100 lifetime membership plan, you automatically qualify for the shareholder programme. The €50 plan provides lifetime access only, with no share. Each additional €100 earns one additional preferred share.
Ready to become a shareholder?
Join from €100 — one payment, lifetime membership, and your pathway to preferred dividend shares in the ENNEVIA financial infrastructure group.
Our Regulated Partner Institutions
ENNEVIA aggregates services from licensed and regulated financial institutions. Each partner holds the specific authorisations required for their product line and jurisdiction. Click any logo to visit the partner's official website.
ENNEVIA is not affiliated with, owned by, or endorsed by these institutions. All trademarks belong to their respective owners. Financial services are provided by these licensed partners under their own regulatory regimes — ENNEVIA acts solely as an aggregator.
Global Payments Infrastructure
Accept Payments in 40+ Currencies from 100+ Countries
One ENNEVIA membership unlocks cross-border payments, multi-currency accounts, and instant compliance documentation — all through regulated partner banks and EMIs worldwide.
Instant e-FIRA & e-BRC
Automated electronic Foreign Inward Remittance Advice and Bank Realisation Certificate — issued instantly on every cross-border receipt.
Multi-Currency Bank Account
Hold, send and receive in 40+ major currencies with dedicated account numbers in nearly 200 countries.
Quick KYB Approval
Business verification completed in hours, not weeks — powered by our regulated onboarding partners.
24/7 Merchant Support
Round-the-clock dedicated support for merchants and founding members across every time zone.
100% Safe & Compliant
Powered by world-class banks · RBI Approved · PA-CB Authorised · MSB Canada · MiCA, EMI, MiFID Regulated Partners · Made in the EU
Get StartedThe Most Complete & Affordable Financial Platform
Compare ENNEVIA against traditional banks, payment service providers and neobanks across 10 fee categories. Every ENNEVIA fee is below 1% — plus a flexible High-Yield Savings Account at 6–7% APR.
| Fee Category | Traditional Bank HSBC / Standard Chartered | PSP / Gateway Stripe / PayPal | Neobank Revolut / Wise | ENNEVIA Aggregator Super-App |
|---|---|---|---|---|
| Inbound Transfer Fee | 2.5% | 1.4–2.9% | 0.5–1% | 0.5% |
| Outbound / SWIFT Fee | $25–40 | 2–3% | 1–2% | 0.5% |
| FX Markup | 2.5–3% | 3–4% | 1–1.5% | 0.5% |
| Card Processing | 2.5% | 2.9% | 1.5% | 0.8% |
| Monthly Account Fee | €15–25 | €0–25 | €0–10 | Free |
| SEPA Transfer | €5–10 | €0.35 | Free | Free |
| Crypto Exchange Fee | — | — | 1–2.5% | 0.5% |
| ATM Withdrawal | €2–5 | — | €2 | Free |
| Investment Fee | 1.5–2% | — | 0.5–1% | 0.3% |
| Savings (HYSA APR) | 0.5% | — | 1–3% | 6–7% |
| Best For | Legacy banking | Online checkout | Travel & FX | Everything, everywhere |
Traditional Bank
HSBC / Standard Chartered
PSP / Gateway
Stripe / PayPal
Neobank
Revolut / Wise
ENNEVIA
Aggregator Super-App
All fees below 1%
Inbound, outbound, FX, card, crypto and investment fees — every one under 1%, transparent and flat.
6–7% APR HYSA
Flexible High-Yield Savings Account earning 6–7% APR — withdraw anytime, no lock-up.
Most complete platform
Banking, cards, crypto, payments, investments and insurance — all in one membership.
Figures are indicative averages based on publicly available pricing. Actual fees may vary by jurisdiction and product. ENNEVIA fees delivered through regulated partner institutions.
Own a piece of the financial infrastructure group.
Join from €100 and automatically become a shareholder in ENNEVIA Finance Holding Ltd and across 13 product subholding companies. Every €100 contributed earns one promotional preferred dividend share — subject to board approval and legal availability. The €50 plan provides lifetime access only, with no share.
Become a Shareholder